Don't Write a Bad Check


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Don't Write a Bad Check

Writing a bad check is a crime. You can also be charged a processing fee by your bank and this fee can be as much as $40.00. Your creditor can also sue you for passing a bad check. In addition to recovering the amount that is owed, the creditor can also recover damages. In New Jersey the damages for passing a bad check is $500.00.

NOTICE: The decision to file bankruptcy is a serious choice. Bankruptcy is not for everyone. It is a drastic remedy that can affect your credit for many years and will affect your ability to use the bankruptcy code at a future time when you may need it more. The majority of chapter 13 plans are never successfully completed and the funds paid do not cure the mortgage arrears or allow redemption of property. Upon filing a bankruptcy you may lose control of your property and you may not dismiss a bankruptcy proceeding without court approval once it is filed. The decision of when to file a bankruptcy is also crucial and dependent on your individual circumstances. Be sure to discuss the potential pitfalls of bankruptcy as well as its advantages with any professional you are considering.