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Disclaimer

This web site is an on-line legal information service. The information contained in the web site is general legal information and should not be construed as legal advice to be applied to a specific situation. We attempt to publish quality information; however, we cannot represent or guarantee that the information on this web site or linked to this web site are accurate, up to date, or appropriate for your situation. Because the law differs from jurisdiction to jurisdiction, and may be interpreted or applied differently depending on your location or situation, the information in this web site is not a substitute for the advice of an attorney. We are not responsible for any loss, injury, claim, liability, or damage related to your use of the web site, its content and/or the content of linked sites.

NOTICE: The decision to file bankruptcy is a serious choice. Bankruptcy is not for everyone. It is a drastic remedy that can affect your credit for many years and will affect your ability to use the bankruptcy code at a future time when you may need it more. The majority of chapter 13 plans are never successfully completed and the funds paid do not cure the mortgage arrears or allow redemption of property. Upon filing a bankruptcy you may lose control of your property and you may not dismiss a bankruptcy proceeding without court approval once it is filed. The decision of when to file a bankruptcy is also crucial and dependent on your individual circumstances. Be sure to discuss the potential pitfalls of bankruptcy as well as its advantages with any professional you are considering.